GAS PRICES HIT RECORD HIGHS
Let’s start with the single price that matters to consumers most: gas prices. Even if you drive
an electric car, it would be hard not to notice the huge increase in gas prices over the past
year. As shown in Figure 1, the AAA national average price for a gallon of gasoline just hit $5
for the first time ever. For many Americans, the amount of gasoline they need is simply fixed,
as they must drive to work, school, etc. So when prices rise, the money has to come from
somewhere else, and it should therefore come as no surprise that the consumer discretionary
sector is the worst performing S&P 500 Index sector year-to-date with a more than 30% loss.

Don’t forget that what matters to consumers also matters to politicians. President Biden’s
approval rating has continued to decline amid higher inflation numbers, with a near perfect
inverse correlation to gas prices. That has implications for the midterm elections, where
Republicans will look to capitalize on inflation and spin their energy policies as the solution.
Currently, betting markets show about 3:1 odds that Republicans will be able to take control of
both the House of Representatives and the Senate in November.
ENERGY POLICY REMAINS A WILD CARD
To be sure, the Biden administration, while focused squarely on its policy of transitioning the
economy towards a non-fossil fuel environment, has been trying to alleviate the burden of
rising gasoline and diesel prices by trying to introduce a federal gasoline tax holiday.
The administration wants the federal tax holiday, which would take 18.4 cents off a gallon of
gasoline, to be introduced along with a state tax holiday. A tax break from both state and
federal governments is expected to give consumers approximately $30 of savings per month
for one weekly fill-up. The breakdown in savings comes from the 18.4 cents per gallon for the
federal tax and 31 cents per gallon on average from state governments. The tax holiday, which
would last for three months, needs congressional approval, and so far, despite intense
lobbying efforts, approval doesn’t appear forthcoming.
In addition, the administration has become increasingly vocal in encouraging energy
companies to increase drilling, while an upcoming presidential visit to Saudi Arabia is being
highlighted as an opportunity to discuss measures to foster peace in the Middle East. Still,
given that Saudi Arabia is the de facto leader of OPEC, the goals of the visit undoubtedly
include an attempt to return with an agreement for higher oil production levels. OPEC, despite
raising production levels in July and August, is seemingly intent on keeping prices high as
member countries recover from the drought of demand incurred by the pandemic.
Ironically, although lower gasoline prices could encourage more consumer discretionary
spending, it could also lead to more travel by car, exactly the opposite of what’s needed to help
bring down inflation. A long-term solution still remains unclear, as the low oil price environment
that has reigned over much of the past eight years has consistently punished American oil
companies for investment and rewarded more shareholder-friendly policies such as dividends
and share buybacks. Still, the all-important U.S. consumer needs a break regardless of how
it’s delivered.

ENERGY PRICES DRIVE INFLATION EXPECTATIONS
Nothing we have addressed so far is especially positive, so let’s get to that part. While the
gasoline prices shown in Figure 1 are just pennies removed from those all-time highs, gas
prices at the pump tend to operate on a lag from real world commodity prices. In the past few
weeks, the price of West Texas Intermediate (WTI) crude oil has fallen approximately 15%,
losing a technical support level we believed would hold near $115/barrel.
While the trend in most energy/oil prices is still higher from a long-term perspective, numerous
other commodities that have experienced strong bullish runs appear to be more clearly
breaking down, so the odds of a top in oil prices may be higher than just the chart itself
suggests. As global central banks fight inflationary pressures around the globe with rate hikes,
the result has been a perception that the economy will not be able to withstand continued
tightening of financial conditions and will fall into a marked slowdown, if not an all-out
recession. For instance copper, often referred to as Dr. Copper for its ability to forecast
economic conditions, just hit its lowest level since February 2021.
That in and of itself isn’t a positive, but as shown in Figure 2, market-based inflation
expectations are highly correlated with commodities, especially oil, and those also appear to
be rolling over recently, with the two-year breakeven implied inflation rate recently hitting its
lowest level in four months.

To be clear, we do believe that fundamentals still matter, but it would be naïve to suggest that
the Federal Reserve (Fed) and the potential path of its rate hikes have not been the primary
focus of short-term market moves this year, and so far, that shows little signs of changing. Any
shift towards a more dovish Fed, whether it be from economic weakness or lowered inflation
expectations, is almost certain to be a positive for bonds, which have fallen dramatically amid
the latest surge in inflation and skyrocketing interest rates, but may also be a positive for
equities which seemed potentially already priced for a recession.
CONCLUSION
So far in 2022, energy investors have been some of the only equity holders rewarded, with the
sector up approximately 30% year to date, and the only S&P 500 sector in positive territory.
While we remain positive on that sector and do not see a dramatic reversal lower in crude
prices, any easing of the constant upward pressure on energy prices like we have seen
recently could still allow energy companies to thrive, while providing relief to consumers and
the current inflation dynamic. Expectations are just that, expectations, but if the commodity
price decline combined with easing supply chain issues can bring inflation lower over the
second half of 2022, things may turn around quickly for both stocks and bonds.

IMPORTANT DISCLOSURES
This material is for general information only and is not intended to provide specific advice or recommendations for any
individual. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive
outcomes. Investing involves risks including possible loss of principal. Any economic forecasts set forth may not develop as
predicted and are subject to change.
References to markets, asset classes, and sectors are generally regarding the corresponding market index. Indexes are
unmanaged statistical composites and cannot be invested into directly. Index performance is not indicative of the performance
of any investment and does not reflect fees, expenses, or sales charges. All performance referenced is historical and is no
guarantee of future results.
Any company names noted herein are for educational purposes only and not an indication of trading intent or a solicitation of
their products or services. LPL Financial doesn’t provide research on individual equities.
All information is believed to be from reliable sources; however, LPL Financial makes no representation as to its completeness
or accuracy.
U.S. Treasuries may be considered “safe haven” investments but do carry some degree of risk including interest rate, credit,
and market risk. Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest
rates rise and bonds are subject to availability and change in price.
The Standard & Poor’s 500 Index (S&P500) is a capitalization-weighted index of 500 stocks designed to measure performance
of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major
industries.
The PE ratio (price-to-earnings ratio) is a measure of the price paid for a share relative to the annual net income or profit
earned by the firm per share. It is a financial ratio used for valuation: a higher PE ratio means that investors are paying more
for each unit of net income, so the stock is more expensive compared to one with lower PE ratio.
Earnings per share (EPS) is the portion of a company’s profit allocated to each outstanding share of common stock. EPS
serves as an indicator of a company’s profitability. Earnings per share is generally considered to be the single most important
variable in determining a share’s price. It is also a major component used to calculate the price-to-earnings valuation ratio.
Forward Price to Earnings is a measure of the price-to-earnings ratio (P/E) using forecasted earnings for the P/E calculation.
While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated
P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal
period.
All index data from FactSet.

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