A cash balance plan is a qualified (tax-favored) retirement plan that combines the high contribution amounts of a defined benefit plan with the look, feel and portability of a defined contribution plan. For that reason, it’s called a “hybrid” plan.
Bill is a Client Relationship Manager at Wealth Strategy Group. Bill’s current responsibilities include managing client needs and collaborating with the advisor team to service our clients.
Prior to joining Wealth Strategy Group, Bill obtained a bachelor’s degree in finance from Michigan Technological University. Upon graduation, Bill worked in the financial industry; managing client investment portfolios and helping them to reach their financial goals. Bill holds his FINRA series 7 and 66 securities registrations through LPL Financial.
Bill resides in Marquette with his wife Gwen. Together they enjoy being active outdoors and spending time with friends and family. Bill’s many hobbies include reading, hunting, and fishing.
Debra is part of LPL Business Solutions, a service that provides industry-trained LPL professionals who can simplify operations and streamline advisors’ practices. She partners with advisors to provide support on administrative tasks and client management functions. Debra has worked in the financial services industry for 10 years in administrative/client service roles at companies including The Capital Legacy, LLC. She joined LPL in 2021 to apply her experience working with advisors in the Admin Solutions Program.
In his role as Plan Manager at LPL Financial, Ross supports the Wisconsin office where he assists in developing and executing comprehensive financial plans. As a member of the LPL Paraplanning Services team, Ross partners with advisors to deliver financial planning support by providing detailed data analysis and cultivating planning strategies to assist clients in reaching their financial goals. LPL’s Paraplanning Solutions group is not affiliated with the Wisconsin office.
Ross’ financial services career launched in 2007 where he served as a Financial Services Officer and Financial Planner prior to joining LPL Financial in 2023. Ross received his Bachelor of Science in Finance from the University of North Carolina at Wilmington and Master of Business Administration from East Carolina University, and he received his CFP® designation in 2013. He is also an Enrolled Agent (EA).
Ross and his wife live in Greenville, North Carolina where they are raising their daughter. They are actively involved in the community, are avid golfers, and love to support the ECU Pirates.
Nicole is a Client Relationship Manager at Wealth Strategy Group. She brings over 15 years of financial service experience, having worked closely with clients to create and implement holistic financial plans. Nicole’s current responsibilities include managing client needs and collaborating with the advisor team to service our clients.
Nicole is originally from the metro Detroit area, where she graduated with a bachelor’s degree in business administration from Baker College. Nicole moved to the UP in 2017, where she lives with her husband and three children. She enjoys time spent outside, including boating, snowmobiling, and playing with her kids.
Emma is a Wealth Management Assistant at Wealth Strategy Group. Emma joined Wealth Strategy Group in 2022 and holds her FINRA Series 7 and 66 securities registrations through LPL Financial. Emma’s current responsibilities include managing client needs & collaborating with the advisor team to service our clients.
Emma holds a bachelor’s degree in Economics from Northern Michigan University and understands that maintaining detailed and accurate information is key to providing exceptional client service amidst the complexity of the financial services industry. Emma was raised in Marquette and she is dedicated to serving the unique community of the Upper Peninsula, which she and her husband are proud to call their home. In her free time, Emma can either be found on the trails with her two dogs, Amelia and Finley, or spending time with her large family of several brothers and sisters. Emma’s hobbies are very diverse and include everything from cooking to reading Russian literature. She especially enjoys learning new languages and traveling.
Navigator – “a person who practices, or is skilled in, navigation”
My dad, Richard Sr., was a decorated US Air Force Navigator who successfully guided his crews to destinations around the globe, from the jungles of southeast Asia to frozen tundra of the north and south poles. I inherited his passion for navigation, only I develop routes to desired wealth/financial destinations. In guiding your journey we will define a route through today’s challenging financial landscape that delivers you to your destination.
Each journey requires a thorough understanding of the terrain ahead, including the landmarks and milestones. Creating a proper road map or flight plan requires a full understanding of your present situation and the destination you desire. As your navigator, it is my job to anticipate the challenges ahead, advise you of course corrections and make appropriate adjustments. Together we monitor your progress, allowing you to enjoy the journey.
I have enjoyed the privilege of guiding many successful missions over the past 20 years and am excited about the journeys that lay ahead and the crews I will lead.
When not navigating the financial world, I enjoy the great outdoors of Michigan’s upper peninsula. Spending time with family and friends in the pursuit of outdoor adventures is where I can be found. My grandsons, two boys and daughter-in-law are at the very center of my compass.
Susan has worked in the financial services industry since 2005. She is a Sr. Client Relationship Associate/Marketing Manager at Wealth Strategy Group. Her responsibilities include coordinating marketing campaigns and activities while maintaining superior client service and assisting our team wherever needed. Susan graduated with a bachelor’s degree in marketing from the University of Wisconsin-Eau Claire. Susan’s positive outlook and strong work ethic show in all that she does.
Susan and her husband Ron have lived in Tomahawk for over 30 years; raising their family and appreciating the small-town culture where residents truly help each other. They enjoy spending time with their 2-adult daughters and families that thankfully still live in Wisconsin. Top outdoor activities include waterskiing, snowmobiling, hunting, and hiking.
When not outdoors, Susan keeps busy helping her mother-in-law with daily activities as she is in her mid-80’s. There is a lot of wisdom to be learned from elderly family members as well as a tremendous amount of joy gained from spending time with them. Any spare hours are spent cooking, baking, and volunteering at church and our community.
Sara is an Associate Advisor at Wealth Strategy Group. In her role, Sara provides an array of services including meeting with clients to review their portfolios, implementation and maintenance of Financial Plans, monitoring asset allocations, and conducting research to help client’s with their needs. Sara offers this support to our clients centered on the principals of integrity, superior client service and ethical business practices. Her passion for honesty, hard work, respect, and consistent and thorough communication creates a very comfortable working relationship with our clients.
Sara has worked in the financial services industry since 2014 and holds her FINRA Series 7 and 66 securities registrations through LPL Financial.
Sara resides in Tomahawk with her husband, Steve, and their son, Bodie. As a family, they spend their time waterskiing, snowmobiling, playing games and entertaining. Sara and Steve also enjoy supporting Bodie in the youth sports he participates in.
Kristin is a Client Relationship Manager at Wealth Strategy Group. She is working remotely from Quincy, Illinois. Kristin’s current responsibilities include scheduling appointments, administrative client inquiries, processing account transfers, and managing the day-to-day activities of a busy office. She is grateful to be a part of the Wealth Strategy Group team where the goal is always focused on providing clients with exceptional service. Prior to joining Wealth Strategy Group, Kristin began her role in the financial services industry in 2008 as a Branch Office Administrator at Edward Jones. Kristin graduated from Truman State University (formerly Northeast Missouri State University) with a bachelor’s degree in biology.
If Kristin is not at work, you may find her outdoors exploring area hiking trails to unplug from the daily routine. There are also frequent trips visiting her children – Victor in Chassell, MI, Elizabeth in Las Vegas, and Anthony in Eau Claire.
Lori has an extensive background in providing superior client service in a few different industries including real estate, medical, and retail. She is currently an Administrative Assistant at Wealth Strategy Group. Her responsibilities include answering phones for both offices, routing client inquiries, coordinating client meetings, scheduling appointments and any other activities that may arise in our office.
Lori is originally from southern Wisconsin but has lived in the Tomahawk area for 5+ years. In her free time, she enjoys snowmobiling, camping, gardening, hunting and being outside exploring our beautiful state with her family which includes her husband, three children and 6 grandchildren.
Keaton Fanning is an Investment Assistant at Wealth Strategy Group, based in Marquette, Michigan. He holds a bachelor’s degree in economics from Northern Michigan University and will begin his industry licensing in September 2023 to become a licensed advisor. Originally from the Dallas-Fort Worth area of Texas, Keaton is passionate about helping clients build financial freedom and strengthen their financial positions. He believes in approaching his work with professionalism, clarity, and a customized approach for each client’s unique needs. In his free time, Keaton enjoys cooking, learning new skills, and giving back to his community. This mix of professional dedication and personal interests helps him connect with his clients and the community on a deeper level.
Kristi is an Executive Administrative Assistant at Wealth Strategy Group. Kristi partners with the Wealth Strategy Team on administrative and client support services. Prior to joining WSG, Kristi worked in several administrative roles at Northern Michigan University, where she also earned a Master of Public Administration degree.
In her spare time, Kristi, and her husband Ryan, are busy keeping their two young children, Ella, and Evan, entertained. Kristi and her family like to spend their spare time enjoying all the outdoor activities that the U.P. has to offer. They especially enjoy camping, swimming, biking, and hiking.
Amy is an Executive Assistant at Wealth Strategy Group. Amy will partner with the Wealth Strategy Team on administrative and client support services.
As a former small business owner, Amy understands what it takes to start up and run a business. Her goal is to leverage her understanding of the stress it can take to run as small business and still maintain a life outside of the business doing the things a person loves to do. She is committed to assisting the office with the clients we serve. Allowing them less time to worry about their finances, and more time enjoying what they love, living their best life.
Amy is the youngest of 9 children, and a second generation Finnish American. She takes great pride in her Finnish Heritage and traditions. Amy enjoys the four-seasons of the U.P. and the outdoor activities that each season provides. Spending time with family and friends is what matters to Amy the most and this is where you will find her when she is not in the office.
Katy Vogler is a Wealth Advisor at Wealth Strategy Group. She works with clients to develop and manage their financial plans so they may pursue their short- and long-term goals.
In 2010 Katy graduated with a bachelor’s degree in accounting from Eastern Michigan University. She has been working in the financial services industry since 2015 and holds her FINRA Series 7 and 66 registrations through LPL Financial. In 2020 Katy earned her Retirement Income Certified Professional designation.
Outside of the office Katy’s greatest joy is spending time with her husband, Kirk, two children, Kennedy and Harold, and dog, Sarge. As a family they enjoy being outdoors and spending time at their cottage on Grand Lake. Katy and Kirk also enjoy being frequent party hosts! Both are from the northwest suburbs of Detroit and often have family staying with them special occasions, or long weekends in the summer.
Katy enjoys giving back to her community and was a founding member of the Marquette County Police and Firefighter’s Ball board. This organization is special to Katy because her husband, Kirk, is a professional firefighter with the Marquette City Fire Department, her brother-in-law is a police officer with the Chocolay Township Police Department and her father-in-law was a volunteer firefighter and reserve police officer in lower Michigan before his passing in 2018.
Why I Do What I Do: I get the greatest satisfaction out of assisting clients develop and implement their financial plans. Education and personal autonomy are two of my values. My passion is educating clients so that they have the knowledge to can make thoughtful decisions regarding their financial future.
Kaylee is part of LPL Business Solutions, a service that provides industry-trained LPL professionals who can simplify operations and streamline advisors’ practices. She partners with advisors to provide support on administrative tasks and client management functions. Kaylee has over four years of experience in the financial industry. Prior to joining LPL, she worked as an Operations Manager at Santarsiero Investment Group. She joined LPL in 2021 to apply her experience working with advisors in the Admin Solutions Program.
Kaylee is originally from Scranton, Pennsylvania and thinks it’s neat that the show, The Office, is based there. She comes from a huge Italian and Lebanese family and is very family-oriented. Kaylee is a dog lover and loves to stay active in her free time.
Randy has been managing client portfolios for over 35 years. His dedication to his clients starts with a thorough understanding of their goals, values, and tolerance for risk. Randy believes in a proactive approach when managing his client’s assets; he not only studies the markets to know when to be fully invested but he, more importantly, knows when it’s necessary to reduce exposure to risk in the markets. Randy’s ongoing priority is to create a level of performance and service that exceeds client expectations, while always keeping his client’s best interest at heart.
Credentials/Affiliations/Awards